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FlexSalary provides instant personal loan up to ₹ 2,00,000 for salaried individuals in India with the following –
• Annual percentage interest rate (APR) – maximum of 36%
• Tenure - Ranging from 10 months to 36 months
• One-time Processing Fee ₹300 – ₹750 (including GST): Will be applicable in the case of a new customer only at the time of first withdrawal.
• Late Fee – ₹0
• Bounce cheque fees – ₹0
• Pre-payment penalty – ₹0
• Line usage fees – ₹150 GST Applicable only if the credit line is kept active after a part payment for a balance of ₹10,000
Payment Example*: For an approved loan amount of ₹50,000 at an interest of 33% for a tenure of 10 months, the total of all the payments would be ₹57,605. This translates to a maximum APR of 35.47%.
• Approved Loan Amount = ₹50,000
• Loan Tenure = 10 months
• Total of all payments = ₹57,605
o Principal = ₹50,000
o One-time Processing Fee = ₹750
o Total Interest Amount = ₹6,855
*The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer.
If you meet our simple loan eligibility criteria, you will receive instant cash in your bank account on the same day.
FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., a non-banking financial company registered with the RBI.
FlexSalary offers an instant cash loan against your salary anytime. It’s a personal loan with no fixed EMI. It is a flexible loan; you can repay your loan in flexible EMIs. Our quick loan application process is completely online. Apply Online and get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan.
Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So to get a salary advance loan for urgent cash needs, apply online through FlexSalary Instant Loan App.
Why Should You Choose FlexSalary for an Instant Online Loan?
• 100% quick, easy and secured online loan application process
• Instant loan approval without documents
• Affordable interest rates
• High loan approval rate
• One-time approval, anytime cash
To be eligible for a FlexSalary instant cash loan without documents, you:
• Must be an Indian Citizen
• Must be a salaried individual with a minimum salary of ₹8,000
• Must be above the age of 21
Documents Required to Apply for our Flexible Personal Loan
• Identity Proof (Aadhaar / Driver’s License / Passport / Voter ID)
• PAN card
• Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements /
• Photo with the applicant’s face clearly visible (you will be prompted to take a selfie or upload a photo)
• Net banking verification for validating your income
FlexSalary offers fast loan services across all states and cities in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com.
How to Apply for an Instant Approval Personal Loan Online Through FlexSalary App
1. Download our app
2. Create an account with FlexSalary
3. Submit the required documents
As soon as your salary advance loan is approved, funds will be transferred into your bank account quickly within hours.
About Safety and Security
FlexSalary - is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties.
Contact Details :
Address: 5th Floor, Block C, Sanali Info Park, Road No: 2, Banjara Hills, Hyderabad, Telangana 500034.
Email us at: [email protected].